EMI calculator

See your monthly payment before you apply

Drag the sliders to match your loan amount, rate and tenure — the numbers update instantly.

Your estimated EMI
₹0
Total interest₹0
Total payable₹0
Most applied for

Personal Loan

For weddings, medical needs, travel or consolidating other debt. Unsecured, no collateral, funds usable for anything.

10.5%Interest from, p.a.
₹15LLoan up to
60 moMax tenure
Apply for this loan →
Sanctioned in4 hours*
For entrepreneurs

Business Loan

Working capital, inventory or expansion — sized against GST returns and 12 months of bank statements.

12%Interest from, p.a.
₹40LLoan up to
84 moMax tenure
Apply for this loan →
Disbursed within48 hours*
New & used vehicles

Vehicle Loan

Two-wheeler to commercial vehicle, financed up to 90% of on-road price with the vehicle as security.

9.25%Interest from, p.a.
90%Financing up to
72 moMax tenure
Apply for this loan →
Approval inSame day*
Purchase or refinance

Home Loan

New purchase, construction or balance-transfer with a lower rate — long tenure to keep EMIs manageable.

8.6%Interest from, p.a.
₹1 CrLoan up to
25 yrMax tenure
Apply for this loan →
In-principle in24 hours*
Common questions

Before you apply

What documents do I need?

PAN, Aadhaar, and either salary slips (salaried) or GST returns and bank statements (self-employed/business). Most applicants complete this digitally in under 5 minutes.

Does checking eligibility affect my credit score?

No. The initial eligibility check is a soft enquiry and does not impact your CIBIL score. A hard enquiry only happens once you accept a formal offer.

Is there a prepayment penalty?

No. You can foreclose or part-prepay any LoanSetu loan at any time without additional charges, beyond standard statutory levies where applicable.

Who actually lends the money?

All loans are disbursed through our RBI-registered NBFC lending partners. LoanSetu is the technology and service layer connecting you to them.

Know which loan you need? Let's check your eligibility.

Apply now