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For weddings, medical needs, travel or consolidating other debt. Unsecured, no collateral, funds usable for anything.
Apply for this loan →Working capital, inventory or expansion — sized against GST returns and 12 months of bank statements.
Apply for this loan →Two-wheeler to commercial vehicle, financed up to 90% of on-road price with the vehicle as security.
Apply for this loan →New purchase, construction or balance-transfer with a lower rate — long tenure to keep EMIs manageable.
Apply for this loan →PAN, Aadhaar, and either salary slips (salaried) or GST returns and bank statements (self-employed/business). Most applicants complete this digitally in under 5 minutes.
No. The initial eligibility check is a soft enquiry and does not impact your CIBIL score. A hard enquiry only happens once you accept a formal offer.
No. You can foreclose or part-prepay any LoanSetu loan at any time without additional charges, beyond standard statutory levies where applicable.
All loans are disbursed through our RBI-registered NBFC lending partners. LoanSetu is the technology and service layer connecting you to them.